Our terms

Here you can find our Terms and Conditions (“Terms”) for the following services. 

• UK Retail Clients
• UK Retail Clients – Managed Advisory
• Channel Islands Clients
• UK Intermediary Clients

Summary of key changes

UK Retail Client Terms & Conditions

Terms for clients using our Wealth Management, Discretionary Investment Management, Financial Planning and Execution Only services, to come into effect from July 2022. 

Managed Advisory Terms & Conditions

Terms for clients using our Managed Advisory Services. The Managed Advisory Terms and Conditions (the “Managed Advisory Terms”) are to be read in conjunction with the Retail Client Terms & Conditions (the “Retail Terms”) to come into effect from July 2022.

Channel Islands – Private Client Terms & Conditions

Terms for clients using our Investment Management service through our Jersey office, to come into effect from July 2022.

Retail Client Terms & Conditions for the clients of financial advisers

Terms for clients accessing our investment management services via an Intermediary, to come into effect from July 2022.